50 church street

suite 114

montclair, nj 07042

info@altbencon.com

973-337-8465

A unique client-centric culture.

 

Our clients experience personal service, attention to their specific needs, and ultimately, alternatives that provide better benefits for their employees.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

"Todd Lordi, of Alternative Benefit Concepts, has been our benefits advisor since 2003. He consistently demonstrates an expertise in self-funding that I haven’t seen elsewhere. Todd Lordi's recommendations have saved our group significant dollars. He negotiates excellent renewals rates (typically in the single digits) for our group's self-insured medical plan.

 

Todd is also extremely responsive to our needs and questions throughout the year, not just at renewal time. He personally resolves quickly and thoroughly issues that occur with the insurance company.

 

I, without reservation, recommend Todd Lordi and Alternative Benefit Concepts."

 

 

 

 

 

 

 

“Validus Pharmaceuticals has been using Alternative Benefit Concepts for its health plan needs for over four years. They introduced the self funded health plan to our company in 2010 and it has been an absolute winner for both costs and enhanced benefits for our employees.”

 

 

 

 

 



“Alternative Benefits Concepts has given our small business a self-funded plan that has great benefits for our employees, while saving our company money. Finally, we had an insurance option that pleased everyone. We’ve even had the benefit of getting a reimbursement check; something we had never even knew existed.

 

Todd Lordi is consistent, helpful, trustworthy, and informative, and he is always there when we need him.  Even when our employees have questions he is quick to be there for any and all of their insurance needs.  We have and will continue to recommend Todd Lordi and his services.  And, we are very thankful to have his expertise within this end of our business.”

 

 

 

 

 



 

 

"We have worked with Todd Lordi and Alternative Benefit Concepts since 2009.  They continuously bring us the most cutting edge and creative ideas in the employee benefit marketplace.

They showed us how our small firm could successfully self-insure our medical plan and seriously reduce our premiums.

 

Our employees who are located all over the country received a better benefit plan than we had in the past and we got a very significant refund at the end the year! Todd and his team are always there for us to answer any benefit questions and handle any service issues. We look forward to a long partnership with this firm."

 

Stefan Schaefer

Vice President

VT Technologies, Inc.

 

 

 

 

Alternative Benefits Concepts' clients include a wide range of professions including:

 

•  Physicians

•  Dentists

•  Lawyers

•  Accountants

•  Architects

•  Air Conditioning/HVAC

•  Salons

•  Landscapers

•  Technology

•  Manufacturing

•  Pharmaceutical

 

 

Catherine McDonough

CFO

Rees Jones, Inc.

"The self funded plan that Alternative Benefit Concepts brought to us allowed us to provide better benefits for our employees, it saved us money up front, and we receive a refund at the end of the policy term. No other benefits consultant ever thought to bring us this alternative."

Kevin Barry, MD

President

Anesthesia Associates of Morristown

Lee Rios

President

Validus Pharmaceuticals

James Luciano

Vice President

Custom Air Conditioning

 

Self Funding Benefits

QuickStart Guide

Learn the differences between self funded and traditional policies

Alternative Benefit Concepts

Who Is A Good Fit

Small businesses?

Large companies?

All of the above, but for different reasons.

The Affordable Care Act

What It Means For You

The issues of benefits planning and their effect on businesses.

© Alternative Benefit Concepts   All rights reserved.