A unique client-centric culture.
Our clients experience personal service, attention to their specific needs, and ultimately, alternatives that provide better benefits for their employees.
"Todd Lordi, of Alternative Benefit Concepts, has been our benefits advisor since 2003. He consistently demonstrates an expertise in self-funding that I haven’t seen elsewhere. Todd Lordi's recommendations have saved our group significant dollars. He negotiates excellent renewals rates (typically in the single digits) for our group's self-insured medical plan.
Todd is also extremely responsive to our needs and questions throughout the year, not just at renewal time. He personally resolves quickly and thoroughly issues that occur with the insurance company.
I, without reservation, recommend Todd Lordi and Alternative Benefit Concepts."
“Validus Pharmaceuticals has been using Alternative Benefit Concepts for its health plan needs for over four years. They introduced the self funded health plan to our company in 2010 and it has been an absolute winner for both costs and enhanced benefits for our employees.”
“Alternative Benefits Concepts has given our small business a self-funded plan that has great benefits for our employees, while saving our company money. Finally, we had an insurance option that pleased everyone. We’ve even had the benefit of getting a reimbursement check; something we had never even knew existed.
Todd Lordi is consistent, helpful, trustworthy, and informative, and he is always there when we need him. Even when our employees have questions he is quick to be there for any and all of their insurance needs. We have and will continue to recommend Todd Lordi and his services. And, we are very thankful to have his expertise within this end of our business.”
"We have worked with Todd Lordi and Alternative Benefit Concepts since 2009. They continuously bring us the most cutting edge and creative ideas in the employee benefit marketplace.
They showed us how our small firm could successfully self-insure our medical plan and seriously reduce our premiums.
Our employees who are located all over the country received a better benefit plan than we had in the past and we got a very significant refund at the end the year! Todd and his team are always there for us to answer any benefit questions and handle any service issues. We look forward to a long partnership with this firm."
Stefan Schaefer
Vice President
VT Technologies, Inc.
Alternative Benefits Concepts' clients include a wide range of professions including:
• Physicians
• Dentists
• Lawyers
• Accountants
• Architects
• Air Conditioning/HVAC
• Salons
• Landscapers
• Technology
• Manufacturing
• Pharmaceutical
Catherine McDonough
CFO
Rees Jones, Inc.
"The self funded plan that Alternative Benefit Concepts brought to us allowed us to provide better benefits for our employees, it saved us money up front, and we receive a refund at the end of the policy term. No other benefits consultant ever thought to bring us this alternative."
Kevin Barry, MD
President
Anesthesia Associates of Morristown
Lee Rios
President
Validus Pharmaceuticals
James Luciano
Vice President
Custom Air Conditioning
Self Funding Benefits
QuickStart Guide
Learn the differences between self funded and traditional policies
Alternative Benefit Concepts
Who Is A Good Fit
Small businesses?
Large companies?
All of the above, but for different reasons.
The Affordable Care Act
What It Means For You
The issues of benefits planning and their effect on businesses.
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